Get Cash Fast with Your Vehicle Title
Connect with verified lenders and receive up to $10,000. Same-day funding available. Keep driving your car.
How It Works
Getting matched with a lender is simple. Complete our easy 3-step process and get funds fast.
Quick Application
Fill out our simple online form in just minutes. No impact on your credit score.
Get Matched
We connect you with verified lenders who compete for your business.
Receive Funds
Once approved, receive your funds as soon as the same business day.
Why Choose TitleHarbor?
We're committed to transparency and connecting you with the best lenders for your situation.
Same-Day Funding
Get approved and receive funds as fast as the same business day.
Keep Your Car
Continue driving your vehicle while you repay your loan.
No Credit Check
Your vehicle is your credit. Bad credit or no credit? No problem.
Transparent Process
Clear terms, honest rates, and no hidden fees.
Important Disclosure
TitleHarbor is not a lender. We are a lead generation service that connects consumers with third-party lenders. We may receive compensation when you submit a request through our site. All loan terms, including interest rates and APR, are set by the individual lenders, not by us. Typical APR for title loans ranges from 100% to 300%. Please carefully review all loan terms before accepting any offer. Full disclosure
Frequently Asked Questions
Get answers to the most common questions about title loans.
What is a title loan?
A title loan is a secured loan that uses your vehicle title as collateral. You can borrow money based on your vehicle's value while continuing to drive it. If you fail to repay, the lender may repossess your vehicle.
How much can I borrow?
Loan amounts typically range from $1,000 to $10,000, depending on your vehicle's value. Most lenders offer 25% to 50% of your car's current market value.
Do I need good credit?
No! Title loans are secured by your vehicle, not your credit score. While lenders may check your credit, bad credit or no credit usually won't disqualify you.
How fast can I get my money?
Many borrowers receive funds the same business day they're approved. The exact timing depends on the lender and when you complete the process.
Can I still drive my car?
Yes! You keep and drive your vehicle throughout the loan term. The lender only holds onto the title until you repay the loan in full.
Available in 20 States
We connect borrowers with lenders across the country. Check if title loans are available in your state.
Ready to Get Started?
Complete our simple form in minutes and get matched with verified lenders. Same-day funding available.
Start Your Application