Get Emergency Cash Today Using Your Car Title – Keep Driving
Need $1,000–$10,000 fast? We connect you with trusted lenders who offer quick approval decisions, same-day funding2, and consider applicants even with bad credit.
256-bit SSL Security
Bank-level encryption protects your data
Verified Lender Network
All lenders are licensed & vetted
Fast Response Time
Most applications reviewed in minutes
20 States Covered
Nationwide lender network
Bad Credit? You May Still Qualify1
At TitleHarbor, we understand that life happens. That's why we focus on your vehicle's value, not your credit score. Many of our customers have successfully secured title loans even with less-than-perfect credit.1 Your car could be the key to getting the cash you need.
How It Works
Getting matched with a lender is simple. Complete our easy 3-step process and get funds fast.
Quick Application
Fill out our simple online form in just minutes. No impact on your credit score.
Get Matched
We connect you with verified lenders who compete for your business.
Receive Funds
Once approved, receive your funds as soon as the same business day.2
Why Choose TitleHarbor?
We're committed to transparency and connecting you with the right lenders for your situation.
Fast Funding Available
Receive funds as fast as the same business day when approved.2
Keep Your Car
Continue driving your vehicle while you repay your loan.
Flexible Credit Requirements
Your vehicle is your credit. Bad credit or no credit? We can help connect you with lenders.
Transparent Process
Clear terms, honest rates, and no hidden fees from our service.
*Same-day funding depends on lender and application completion time. Not all applicants qualify. See footer for details.
Important Information
TitleHarbor is not a lender. We connect consumers with third-party lenders. APR for title loans typically ranges from 100% to 300%.1 Same-day funding availability varies.2 Please review all loan terms carefully before accepting any offer. Full disclosure
Frequently Asked Questions
Get answers to the most common questions about title loans.
How do I get a title loan near me?
Getting a title loan near you is simple. Fill out our quick online form with your vehicle info, and we'll connect you with verified lenders in your area who can review your application quickly—often same day.
What do I need for a car title loan?
You'll need a clear car title in your name, a government-issued ID, and proof of income. Most lenders also want to see your vehicle for a quick inspection, but no perfect credit is needed.
Can I get a title loan with bad credit?
Yes! Unlike banks, title loan lenders focus on your vehicle's value, not your credit score. Even with bad credit, no credit, or past bankruptcies, you may still qualify.
How long does it take to get a title loan?
It can take as little as 30 minutes to get a response and just a few hours to receive your cash. Many customers get funded the same day they apply.
Can I still drive my car?
Yes! You keep and drive your vehicle throughout the loan term. The lender only holds onto the title until you repay the loan in full.
Title Loan Resources
Make informed decisions with our comprehensive guides and educational articles.
Available in 20 States
We connect borrowers with lenders across the country. Check if title loans are available in your state.
Don't Let Financial Stress Wait – Get Fast Cash Today
You've made it this far. Thousands of people just like you use their vehicle to unlock the cash they need for emergencies. Same-day funding available.2 Keep driving your car.
Apply Now – Get Your CashBad credit okay. No obligation to accept any offer.
Takes 3 min • Bad credit OK • No obligation